- If the GENIUS Act passes and Ripple’s RLUSD stablecoin reaches half of Tether’s $150 billion market cap, XRP could surge to $4.
- Strong technical indicators and growing adoption of RLUSD further support this bullish outlook for XRP.
Ripple’s XRP is gaining fresh attention as momentum builds around the GENIUS stablecoin act. A potential breakthrough for Ripple’s RLUSD stablecoin could drive massive price appreciation for XRP, possibly sending it to the $4 mark—a level not seen in years.
RLUSD Growth Could Be a Game Changer for XRP
Currently, RLUSD has a modest market cap of $313 million and just 2,660 holders. But things could change dramatically. If the GENIUS Act is passed next week—as suggested by U.S. Senator Bill Hagerty—it could provide the regulatory clarity needed to fast-track the adoption of payment-focused stablecoins like RLUSD.

Backed by White House support, the act aims to strengthen U.S. dollar dominance and upgrade outdated payment systems. If RLUSD capitalizes on this momentum and captures 50% of Tether’s $150 billion market share, its market cap would soar to $75 billion. Analysts project that such a move would easily push XRP beyond $3 and possibly up to $4.
Technical Indicators Back the Bullish Case
Beyond the regulatory tailwind, XRP’s chart is showing bullish signals. The price has broken out of a falling wedge pattern, historically a sign of trend reversal. While XRP currently trades around $2.37 after a slight dip, a 30% gain from here would land the token at $4. The Relative Strength Index (RSI) is climbing, and the Awesome Oscillator (AO) has turned green—both signs that bullish momentum is growing.
Long-Term Potential Hinges on RLUSD Adoption
Achieving a $75 billion market cap won’t happen overnight. Yet, RLUSD’s performance since its launch is encouraging: its market cap has increased nearly sixfold in just five months. A similar pace of growth, combined with nationwide adoption fueled by the GENIUS Act, could see RLUSD hit $2 billion by year-end and continue climbing.
As RLUSD’s footprint expands, XRP stands to benefit from both higher utility and increased market confidence. Should RLUSD replace a portion of USDT’s dominance, Ripple’s ecosystem—and XRP’s price—will likely reflect that shift.
With favorable legislation, growing adoption, and bullish technical patterns aligning, XRP’s path to $4 is looking increasingly realistic. All eyes are now on the GENIUS Act vote set for next week.
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