- Ripple’s potential acquisition of Circle, the issuer of USDC, could significantly boost XRP’s price, with AI models projecting gains up to $10 if the deal succeeds and Ripple Payments sees global adoption.
- However, risks such as funding pressure, regulatory challenges, and market volatility could limit this upside.
Ripple’s ambitious expansion strategy may soon reshape the crypto landscape. The blockchain firm is actively pursuing a high-stakes acquisition of Circle, the company behind the $61 billion USDC stablecoin. If successful, experts and AI models alike believe the deal could significantly boost the price of XRP.
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Ripple Targets Stablecoin Dominance
In April 2025, Ripple reportedly offered $4–$5 billion for Circle, which was initially rejected. Since then, discussions have advanced, and informal negotiations now include bids ranging from $6 billion to $11 billion. Circle, also preparing for a public listing under the ticker CRCL, has attracted interest from both Ripple and Coinbase.
This move follows Ripple’s recent $1.25 billion acquisition of Hidden Road, signaling the company’s intent to dominate digital asset infrastructure. By acquiring Circle, Ripple would gain control of not only RLUSD—its in-house stablecoin—but also USDC, the second-largest stablecoin in circulation. This would vastly expand Ripple’s influence over digital dollar liquidity and bolster its Ripple Payments network.
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What AI Predicts for XRP Price
Two leading AI models, ChatGPT and Grok, weighed in on the potential impact of this acquisition on XRP’s price.
ChatGPT’s Forecast:
- Base case: XRP could climb to $3.50–$4.50, assuming a smooth $6–$8 billion acquisition and stable integration of USDC into Ripple Payments.
- Optimistic case: With global adoption and seamless integration of both USDC and RLUSD, XRP could reach $6 to $10. This outlook hinges on widespread Ripple Payments usage and bullish crypto market conditions.
Grok’s Forecast:
- Base case: Echoing ChatGPT, Grok sees XRP rising to $3.50–$4.50 based on increased liquidity and stablecoin utility.
- Best case: XRP could hit $6 to $8 if Ripple becomes a dominant force in cross-border payments and the crypto market enters a major bull phase.
Risks Still Loom
Despite the bullish projections, both models highlighted potential risks. Financing such a large acquisition may require Ripple to sell part of its XRP reserves, potentially impacting market supply. Regulatory hurdles, competing offers from Coinbase, and broader market volatility could also affect the deal’s outcome and XRP’s price trajectory.
In summary, while nothing is guaranteed, a successful Ripple-Circle deal could mark a pivotal moment for XRP—one that propels its value to levels not seen in years.
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